PFIL Personal Loan is an any purpose unsecured and terminating loan facility (EMI based) for any legitimate purpose. FI would finance against gross monthly income of the any credit wontly individual subject to obtaining clean CIB. To meet lifestyle needs of the credit worthy individuals and to capitalize the vast market gap, this is a suitable unsecured retail loan product
Category | Loan Amount | |
Loan Amount (Maximum & Minimum | Salaried Persons, Self Employed, Professionals & Landlord/Lady | Minimum Tk. 1,00,000/- Maximum Tk. 10,00,000/- |
| Businessman | Minimum Tk. 1,00,000/- Maximum Tk. 5,00,000/- | |
| Interest Rate | (15 - 16)% p.a. | |
| Processing Fee | As per BB Circular Schedule of charges | |
| Income Multiplier | Type | Maximum Multiplier |
Salaries Person Salary Account with Bank Salary Paid by cash with minimum reflection in the Bank Account Fully Cash paid Salary |
12 times of Gross Monthly Income (GMI) 10 times of GMI 6 times of GMI | |
| Professional like Doctors, Architects, Teaches, Engineers, Accountants (CA, CMA, CS), Consultants and IT Professions. | 12 times of GMI | |
| Businessperson, Landlord/ Lady and other credit worthy individuals | 8 times of GMI | |
| Repayment Tenor | 12 to 60 months. |
We provide financial assistance against all sorts of equipment, like:
We provide financial assistance against all sorts of Vehicle and Transport, like:
We provide financial assistance in all sort of commercial buildings, like:
We provide financial assistance for Construction, Renovation, Expansion, Refurbishment in all Residential Building including Apartments and Flats.
Term Finance is a Loan usually backed by collateral security. The tenor of Term Finance varies between 3 – 5 years.
Information is coming soon!
Short Term Finance is a Loan usually backed by collateral security. The tenor of Short Term Finance is One year.
We provide financial assistance in the form of SOD against confirmed (Govt.) Work Orders generally the period is 1 (one) year which is renewable.
Mid Term Finance is a Loan usually backed by collateral security. The tenor of Mid Term Finance varies between 1 – 3 years.
We provide financial assistance to all sorts of SME projects following Bangladesh Bank Guideline and Industrial Policy of Bangladesh Government, starting with a minimum limit of Tk 2 (Two) lac.
We provide working fund for a period of o